Question 1

Does Progressive offer FR-44 insurance in Florida?

Accepted Answer

Yes. Progressive is a national insurer that writes FR-44 coverage in Florida and publishes its own FR-44 guidance. It sells the policy and files the certificate electronically with the FLHSMV, so it can satisfy the requirement after a DUI.

Question 2

Is Progressive the cheapest FR-44 in Florida?

Accepted Answer

There is no single cheapest carrier, because price is built from your record, ZIP code, vehicle, and owner status. Progressive can be a strong fit for one driver and pricey for another, which is why comparing it against several insurers is the only reliable test.

Question 3

Do you sell Progressive FR-44 policies?

Accepted Answer

No. We are an independent agency and do not represent Progressive or any single carrier. We take your details and compare Progressive against a range of Florida insurers so the recommendation follows your numbers, not a brand.

Question 4

Can I get an FR-44 filing through Progressive?

Accepted Answer

Yes, Progressive files the FR-44 certificate with the state when it writes your policy. The filing terms are set by Florida, so the coverage limits and roughly three-year duration are the same no matter which carrier files.

Question 5

Does Progressive write non-owner FR-44 in Florida?

Accepted Answer

Non-owner FR-44 is available in Florida and is usually the cheapest route for drivers with no registered vehicle. Ask specifically for a non-owner quote, and compare it across carriers rather than assuming one brand is lowest.

Question 6

Should I just go with Progressive because I recognize the name?

Accepted Answer

Recognition is a reason to include a carrier in your comparison, not a reason to stop there. A familiar logo does not lower your rate, so put Progressive beside several insurers on the same profile before you decide.

Does Progressive Offer FR-44 in Florida?