Terms & Conditions

Last updated: July 2, 2026

These Terms & Conditions govern your use of the FR44 Insurance of Florida website. By using this site, you agree to these terms. If you do not agree, please do not use the site.

Informational purpose only

The content on this website is provided for general informational purposes only. It is not legal, financial, or insurance advice, and it does not create an agent-client or attorney-client relationship. FR-44 and related requirements are set by the State of Florida (FLHSMV) and the courts and can change. Always verify your specific requirement with the FLHSMV or your attorney.

Quotes are not coverage

Any premium, price, or savings figure shown on this site is illustrative and for general reference only. It is not a quote, an offer, or a guarantee of coverage or price. Actual rates depend on your individual circumstances and the carrier’s underwriting. Coverage is only bound when a policy is issued by an insurer and confirmed in writing.

No guarantees

We work to keep information accurate and current, but we make no warranties about the completeness, reliability, or accuracy of the content. Your reliance on any information on this site is at your own risk.

Third-party links

Our site may link to third-party websites, such as government or carrier pages. We are not responsible for the content, policies, or practices of those sites.

Intellectual property

The content, design, and branding on this site are owned by or licensed to FR44 Insurance of Florida and may not be copied or reused without permission.

Limitation of liability

To the fullest extent permitted by law, FR44 Insurance of Florida is not liable for any damages arising from your use of, or inability to use, this website.

Governing law

These terms are governed by the laws of the State of Florida, without regard to conflict-of-law principles.

Changes to these terms

We may update these terms at any time. Continued use of the site after changes means you accept the updated terms.

Contact us

Questions about these terms? Contact FR44 Insurance of Florida at (941) 441-5850 or 44 SE 1st Ave, Ocala, FL 34471.