FR-44 insurance in Fort Lauderdale, Florida
A DUI in Broward County means you need FR-44 before the state will reinstate your license. In dense South Florida traffic, that filing is urgent. We quote fast, file with the FLHSMV the same day, and shop carriers so you pay less.
- ✓ Filed same day with the FLHSMV
- ✓ Owner & non-owner options
- ✓ We shop multiple carriers
- ✓ Every Broward County ZIP
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FR-44 insurance for Fort Lauderdale drivers
We are a licensed Florida agency that writes and files FR-44 across Fort Lauderdale and Broward County, at the state’s 100/300/50 limits, filed electronically with the FLHSMV so you can reinstate your license.
Why FR-44 can’t wait in Fort Lauderdale
Broward is one of Florida’s most crowded counties, and its jobs, port, and beaches all depend on the car, so a suspended license grounds you fast.
- Gridlock is the normI-95, I-595, the Sawgrass Expressway, and Federal Highway carry a packed county, and a suspension takes you off all of them.
- Transit only reaches so farTri-Rail and Brightline serve a corridor, but nearly everything in Broward is still a drive.
- A dense coastal countyFrom downtown to the beach to the western suburbs, Broward is wall-to-wall, and getting to work means driving.
- A year-round tourist economyThe cruise port, the beaches, and Las Olas keep the service economy on the road in every season.
Who needs FR-44 in Fort Lauderdale?
You need FR-44 if a Broward County DUI conviction requires the filing before Florida will reinstate your license, whether or not you own a car.
Convicted of a DUI Included
A DUI handled in Broward County court triggers the FR-44 requirement.
License suspended Included
Filing the FR-44 is part of lifting a Fort Lauderdale driver’s suspension.
You own a car Included
An owner policy covers your vehicle at 100/300/50 for I-95 and I-595.
You don’t own a car Included
A non-owner FR-44 covers you as a driver, common for downtown and beach-area rideshare users.
The Broward reality
- Broward carries a heavy traffic caseload, so filing quickly keeps you ahead of it.
- Keep the policy continuous for about three years. A lapse is reported to the state and can restart the clock.
- We cover every Broward ZIP, from Las Olas to the western suburbs to the beach.
What coverage does FR-44 require for Fort Lauderdale drivers?
The statewide standard applies in Fort Lauderdale: FR-44 requires 100/300/50, well above Florida’s minimum. Every policy we file for Broward drivers meets it.
Owner or non-owner FR-44 for a Fort Lauderdale driver?
It depends on how you get around Broward. Commuters need an owner policy; downtown and beach residents who rely on rideshare can often go non-owner.
| Owner | Non-owner | |
|---|---|---|
| Best for | Commuters on I-95 / I-595 | Downtown, beach, rideshare users |
| What it insures | Your specific vehicle | You, in any car you drive |
| Liability limits | 100/300/50 | 100/300/50 |
| Physical damage | Available | Not included |
| Typical cost | Higher | The more affordable option |
How FR-44 filing works in Fort Lauderdale
You do not have to wait in a service-center line to start. We place the coverage and file the certificate, then you finish reinstatement with the county.
Get a Fort Lauderdale quote
Tell us a few details. We compare carriers for the best FR-44 rate in your ZIP.
We file with the FLHSMV
Your FR-44 certificate is submitted electronically, often the same day you call.
Reinstate with the county
Complete reinstatement through the Broward County Tax Collector, online or in person.
Where Fort Lauderdale drivers reinstate their license
In Broward County, driver-license and reinstatement services are handled by the County Tax Collector.
Reinstatement in Broward County
Once your FR-44 is on file with the state, you complete reinstatement through the Broward County Tax Collector, which runs the local driver-license offices.
- Tax Collector driver-license officesBroward County Tax Collector offices handle driver-license service Monday to Friday, 8:30 AM to 5:00 PM.
- Some reinstatements onlineCertain suspensions can be handled online without an in-person visit.
- We handle the FR-44 partYour certificate reaches the FLHSMV so the county can process your reinstatement.
Fort Lauderdale neighborhoods and areas we cover
We write FR-44 across the city and all of Broward County, from the beach to the western suburbs.
Central & coastal
- Las Olas
- Victoria Park
- Rio Vista
- The Beach
North & south
- Wilton Manors
- Oakland Park
- Dania Beach
- Pompano Beach
Wider Broward
- Hollywood
- Plantation
- Sunrise
- Coral Springs
Not listed? FR-44 is available in every Fort Lauderdale and Broward ZIP code.
FR-44 guides & answers for Fort Lauderdale
Why Fort Lauderdale drivers choose us for FR-44
South Florida traffic is brutal and I couldn’t afford to lose my license. They got my FR-44 filed the same day and my rate was far lower than I feared.Mark D. · Verified Google review
Reviews are from our Google Business Profile. Individual results vary.
Fort Lauderdale FR-44 questions, answered
Where do I reinstate my license after a DUI in Fort Lauderdale?
We file your FR-44 electronically with the Florida FLHSMV, then you complete reinstatement through the Broward County Tax Collector, which runs the local driver-license offices. Certain suspensions can also be handled online.
How fast can I get FR-44 in Fort Lauderdale?
Often the same day. We file FR-44 certificates electronically, so once you choose coverage and make your first payment, filing can happen the same day from anywhere in Broward County.
Do I need FR-44 without a car in Fort Lauderdale?
Yes. If a Broward County DUI requires the filing but no vehicle is registered to you, a non-owner FR-44 covers you as a driver. It suits downtown and beach residents who rely on rideshare.
How much does FR-44 cost in Fort Lauderdale?
There is no flat price. The filing fee is minimal; your premium reflects the higher required liability and depends on your record, your Broward ZIP, and the vehicle. Comparing carriers is the biggest lever, and that is what we do.
Which court handles DUI cases in Fort Lauderdale?
DUI cases in the area are handled in Broward County court. Once your case requires FR-44, we file the certificate with the state so your reinstatement can move forward.
Do you cover Hollywood, Pompano, and the rest of Broward?
Yes. We write FR-44 across all of Broward County, including Hollywood, Pompano Beach, Coral Springs, and the western suburbs, and we can file the same day.
Informational only. Not legal, financial, or insurance advice. FR-44 requirements are set by Florida (FLHSMV) and the courts and can change, so verify your specific requirement with the FLHSMV. Pricing shown is illustrative, not a quote.
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