When Does FR-44 Come Off Your Record?
An FR-44 filing generally lifts after about three years of continuous coverage. The certificate stops, but the DUI stays on your record…
Read guideMoving Into or Out of Florida With an FR-44
Moving does not cancel an FR-44. Leave Florida and you usually keep the filing until the term ends; move in with a…
Read guideSwitching Carriers While on an FR-44
You can switch insurers while on an FR-44, and it can lower your bill. The rule that matters: start the new policy…
Read guideFR-44 vs Standard Florida Auto Insurance
FR-44 and standard Florida insurance are the same product underneath, but an FR-44 requires 100/300/50 limits, a state filing after a DUI,…
Read guideHow to Lower Your FR-44 Insurance Cost
The best way to lower FR-44 cost in Florida is comparing high-risk carriers, since each prices a DUI differently. Non-owner coverage, continuous…
Read guideWhat Happens If Your FR-44 Lapses in Florida?
If your FR-44 lapses in Florida, the insurer reports it, the state can suspend your license, and your three-year requirement can restart.…
Read guideWhat Is the FR-44 Filing Fee in Florida?
The FR-44 filing fee in Florida is a small, one-time administrative charge. The real cost is the premium, driven by the required…
Read guideFR-44 Coverage Limits Explained (100/300/50)
FR-44 requires 100/300/50 liability limits: $100k bodily injury per person, $300k per accident, $50k property damage. Higher than the state minimum and…
Read guideHow Long Do You Need FR-44 in Florida?
Florida generally requires an FR-44 for about three years of continuous coverage. The clock starts when your policy is filed, and any…
Read guideHow to Get FR-44 Insurance in Florida
To get an FR-44 in Florida, buy a policy at 100/300/50 limits and have your insurer file the certificate with the state.…
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