Does Infinity Offer FR-44 in Florida?
Yes, Infinity, a Kemper company, handles SR-22 and FR-44 filings in Florida. But a Florida specialist is not automatically the lowest price. We are independent and compare Infinity against many insurers.
Yes. Infinity, a Kemper company, is a non-standard Florida carrier that handles SR-22 and FR-44 filings, so it can put the certificate on file after a DUI. Infinity has long focused on non-standard drivers in Florida, which makes it a familiar option, but familiarity is not the same as the best price for your record. We are an independent agency and do not sell Infinity; we compare its quote against other Florida insurers, because a carrier that specializes in your situation still has competitors quoting the same driver.
Does Infinity file FR-44 in Florida?
Yes. Infinity, part of Kemper, handles SR-22 and FR-44 filings in Florida, so it can write the policy and submit the certificate the state requires to reinstate your license after a DUI.
Infinity is a non-standard carrier with a long presence in the Florida market, oriented toward higher-risk drivers. Financial-responsibility filings are a routine part of its business, which is why it is a name many Florida drivers encounter while researching FR-44.
So the answer is yes. The question that actually helps you is whether its price is competitive for your profile, and that only becomes clear when Infinity is compared against other carriers.
So Infinity clearly belongs among the carriers a Florida driver can use for the filing. What its long presence in the state cannot tell you is whether it prices your particular record better than a rival. Experience with the Florida market is a reason to expect competence, not a promise of the lowest number, and those two things are easy to blur when a name feels familiar.
What does Infinity’s Florida non-standard focus mean, and where is its limit?
It means Infinity is comfortable with the kind of high-risk Florida profile that some standard carriers avoid, so acceptance tends to be straightforward. The limit is that comfort with your situation does not equal the lowest price for it.
A carrier that specializes in non-standard Florida drivers is a natural place to look after a DUI, and there is real value in dealing with an insurer that expects your profile rather than flinching at it. But specialization and price are separate. Another carrier, specialist or not, may rate your exact record more favorably, and you only discover that by comparing.
There is a comfort in dealing with an insurer that clearly expects drivers like you, and that comfort is worth something on a stressful day. It is simply not the same as a competitive rate. A carrier can be entirely at ease with your profile and still be beaten on price by another that is equally at ease, which makes easy acceptance a good reason to include Infinity and a poor reason to stop looking.
Specializing in your profile is not the same as pricing it lowest
Infinity’s focus on non-standard Florida drivers makes acceptance easier, but it says nothing about whether its number beats the next carrier’s. That still has to be compared.
Is an Infinity FR-44 the right choice for you?
It may well be, particularly if your record makes some carriers cautious, but the fit depends on your profile. Infinity can be your best option or one of several that will write you, and only a comparison sorts that out.
The list makes the split clear. Infinity’s Florida specialization is a genuine reason to include it, and the same four risk factors that drive every carrier still set the number. The specialization opens the door; the comparison decides whether you walk through it.
How does an independent agency compare Infinity for you?
We take your details once and shop them across a range of insurers, with Infinity as one of the carriers your profile is measured against. Because we are independent, a carrier’s long Florida history does not tilt us toward it.
That is the advantage of an even-handed comparison. We put Infinity beside other insurers on the same profile using the method in our guide to comparing FR-44 quotes, then let your numbers decide. If Infinity fits you best, we will say so; if another carrier does, that is what you hear.
A long track record in Florida earns a carrier a fair hearing, not a head start. We quote Infinity beside insurers with less history and more, and let the price for your record settle it. That is the difference between shopping on reputation and shopping on numbers, and only the second one reliably lowers what you actually pay.
We are independent, not an Infinity seller
We hold no appointment with Infinity or Kemper and make no promise about their policies. We compare Infinity against other Florida insurers for you, so familiarity is never mistaken for best value.
Which FR-44 terms does Florida fix for every carrier?
The FR-44 requirement belongs to the state, so the coverage and timeline are the same no matter who writes the policy. Only the premium and the ease of acceptance vary.
- 100/300/50 liability limits, twice the bodily-injury figure of an SR-22.
- About three years of continuous coverage from reinstatement, with no gap.
- Electronic filing of the certificate with the FLHSMV by the writing carrier.
- A non-owner FR-44, usually cheapest if no vehicle is registered to you.
- Unsure which filing applies? Compare FR-44 vs SR-22 first.
With the coverage fixed by the state, the comparison is entirely about price. A specialist like Infinity is welcome in that comparison, but its focus on your profile does not exempt it from having to compete.
How do you compare an Infinity quote well?
Get the quote, then confirm it against other carriers rather than assuming a Florida specialist must be lowest. A short checklist keeps the comparison honest.
- Treat the Infinity quote as one entry, not the answer.
- Quote the same profile at several carriers, so only the insurer varies.
- Ask for non-owner pricing if no vehicle is registered to you.
- Compare the fully quoted totals, the point of shopping for affordable FR-44.
- Confirm same-day filing so your reinstatement is not delayed.
- Re-shop at renewal, since an aging record can change your best fit.
So let Infinity’s Florida focus do the useful thing, which is make acceptance simple, and let a comparison do the rest. An insurer that clearly expects drivers like you is a reassuring place to begin the process. Whether it is also the cheapest place to finish it is a separate question, and the only honest way to answer it is to see its quote sitting beside the others.
A carrier that expects your profile removes friction from the start, and that head start is worth using. It just should not be mistaken for a finish line. The friction it removes is about getting covered; the money it might or might not save you is a separate matter, and one only the compared quotes can settle for your record.
A carrier that expects your profile is a comfortable place to start. Comparing it against others is how you find out whether it is also the cheapest.
Frequently asked questions
Does Infinity offer FR-44 insurance in Florida?
Yes. Infinity, a Kemper company, is a non-standard Florida carrier that handles SR-22 and FR-44 filings. It writes the policy and files the certificate with the FLHSMV, so it can satisfy the requirement after a DUI.
Is Infinity cheaper because it specializes in Florida non-standard drivers?
Not necessarily. A Florida non-standard focus often makes acceptance easier, but price still depends on your record, ZIP code, and vehicle. Another carrier may rate the same profile more favorably, so comparison is the only way to tell.
Do you sell Infinity FR-44 policies?
No. We are an independent agency with no appointment to Infinity or Kemper. We take your details and compare its quote against a range of Florida insurers so familiarity is never confused with best value.
Can Infinity file my FR-44 with the state?
Yes. When Infinity writes your policy it files the FR-44 certificate with the FLHSMV. The 100/300/50 limits and roughly three-year duration are set by Florida, so they are the same regardless of the carrier.
Is Infinity a good option after a DUI in Florida?
As a non-standard Florida carrier, Infinity is often comfortable with high-risk profiles, so it can be a strong option after a DUI. Even so, compare it against other insurers, since more than one carrier may write you at different prices.
Does Infinity write non-owner FR-44 in Florida?
Non-owner FR-44 is available in Florida and is usually the cheapest route for drivers with no registered vehicle. Ask for a non-owner quote specifically and compare it across carriers rather than assuming one is lowest.
Informational only. Not legal, financial, or insurance advice. FR-44 and SR-22 requirements are set by Florida (FLHSMV) and the courts and can change; verify your specific requirement with the FLHSMV. Pricing shown is illustrative, not a quote. FR44 Insurance of Florida is an independent insurance agency and not a government entity.